MG
M Gutkowski
Megane
Gutkowski
16586 Kameron Village
Boston
MA
+1 (555) 502 3512
16586 Kameron Village
Boston
MA
Phone
p
+1 (555) 502 3512
Experience
Experience
11/2014
–
present
Los Angeles, CA
Ccb-risk-mortgage Credit Forecasting
Los Angeles, CA
Ccb-risk-mortgage Credit Forecasting
11/2014
–
present
Los Angeles, CA
Ccb-risk-mortgage Credit Forecasting
11/2014
–
present
- Performing analytical /quantitative analysis to identify credit risk issues impacting the portfolio
- Preparing comprehensive overviews of portfolio performance
- Identifying and segmenting key risk drivers of the portfolio
- Knowledge of the mortgage lending lifecycle, including origination, sale/servicing, default management/loss mitigation
- Producing reports summarizing portfolio credit performance; identifying adverse credit quality trends across origination vintages; and profiling different segments of the portfolio
- Effectively communicating results from empirical analysis to senior management
- Provide information to management by assembling, interpreting and summarizing data, preparing reports, making presentations of findings, along with analyses and recommendations
05/2008
–
09/2014
Chicago, IL
CCB Risk-mortgage Banking
Chicago, IL
CCB Risk-mortgage Banking
05/2008
–
09/2014
Chicago, IL
CCB Risk-mortgage Banking
05/2008
–
09/2014
- Working with the business, Risk Analytics, and Risk advisory peers to proactively identify risk and reward opportunities to improve the health of the portfolio
- Develop executive management presentations and communications for meetings, town halls and road shows
- Work closely with internal business partners to understand their issues, create strategies for change, and collaborate with other stakeholders to approve and implement such strategies
- Display leadership through identification of key industry developments, news and innovation and sharing that information with business partners and stakeholders
- Consistently deliver value to the business and Chase through challenging the current-state operating environment and partnering with business and stakeholders to simplify processes and neutralize and/or reduce risk
- Provide reporting to senior management on Inherent Risk and Residual Risk
- Proactive identification, reporting and monitoring of key risks through targeted assessments of functional areas. Targeted assessments could take multiple forms including file reviews, exception reviews, side-by-side process walkthroughs, call listening, Risk management portfolio reviews, etc
08/2001
–
12/2007
Dallas, TX
CCB Risk-mortgage
Dallas, TX
CCB Risk-mortgage
08/2001
–
12/2007
Dallas, TX
CCB Risk-mortgage
08/2001
–
12/2007
- Storytelling with data: analyze quality data and reporting to derive performance metrics and key risk indicators
- Demonstrate a strong sense of urgency by responding immediately to escalated issues and rapidly changing priorities
- Coordinate with cross-functional business partners around changing priorities
- Strong first mortgage (prime) underwriting and regulatory compliance knowledge
- Execute vision to lead the business: defined by behaviors such as leading by example; thinking strategically, supporting organizational changes and developing new business opportunities
- Establish and maintain reporting to effectively communicate results and strength of controls
- Strong knowledge of Automated Underwriting Systems (DU, LP, GUS and TOTAL)
Education
Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
Central Michigan University
Bachelor’s Degree in Business
Skills
Skills
- Ability to deal with highly confidential information in a professional manner
- Ability to effectively communicate autonomously and concisely with business partners
- Manage key risk and quality metrics for monthly and quarterly risk report packages
- Flexible and able to work in a fast-paced environment to effectively meet deadlines, and work with minimal supervision
- Demonstrate a strong sense of urgency by responding immediately to escalated issues and rapidly changing priorities
- Ability to follow complex methods and procedures in diverse routine and non-routine tasks
- Storytelling with data: analyze quality data and reporting to derive performance metrics and key risk indicators
- Demonstrate proficiency in accessing multiple systems, platforms and applications
- Establish and maintain reporting to effectively communicate results and strength of controls
- Project management and support departmental initiatives